Helping you Find Your Way Home! » Buyers

Home Owner’s Insurance Companies

Jeannette Neerpat — Sat, 07 Jan 2012 17:11:04 +0000

Insurance companies writing in South Florida

Are you looking to buy a house?

Are you looking to buy a home in Broward County Florida? If so, one of the many things you need to do in the buying process is finding a Home Owner’s Insurance Company. Above is pictured a list of different insurance companies that are writing policies at the very moment.

Take in Mind

Take in mind that certain companies write for certain areas and for certain age of homes. Citizens is by far the one that writes the most popular, and that;s because it’s the one that writes for just about every house no matter age or area. If you currently have Citizens insurance and are up for renewal, I would suggest you call your Insurance broker and find out if you can now renew with a newer company. Citizen’s is by far the most expensive in my book, I had it for several years and I decided to check around, couple years back saved a ton of money, then 2 years ago, checked around again and saved even more money! I am now with Castle Key Insurance, they have given me the best rate there is out there!

Don’t be afraid

Don’t be afraid to pick up the phone and call several insurance companies. Lucky for me, I have a great Insurance guy and when I call he knows me by my first name and always is checking for better rates! If you need someone you can trust, email me your contact info at Jeannette@CondoDomain.com and I will be more then willing to provide you with that information. There are no kickbacks here, just someone I have depended on and willing to put it out there.

Jeannette Neerpat
CondoDomain.com
7727 NW 79th St
Tamarac, Fl 33321
954-993-4104
Jeannette@CondoDomain.com

Haiwaiian Gardens Home for Sale

Jeannette Neerpat — Wed, 04 Jan 2012 18:16:22 +0000

Great condo for sale in a 55+ community in Lauderdale Lakes, minutes from FMC (Florida Medial Center). Are you ready to retire to Florida? I have the right Condo for you! Perfect 2/2 unit partily furnished, freshly painted, carpet just steam cleaned all for YOU! All you need is your clothes! Turn key and ready to go!

Give me a call to take a look for yourself and fall in love with RETIREMENT!

Jeannette Neerpat
CondoDomain.com
7727 NW 79th St
Tamarac, FL 33321
954-993-4104
Jeannette@CondoDomain.com

Market Report for Broward County Oct 1 – Nov 1, 2011

Jeannette Neerpat — Fri, 04 Nov 2011 15:40:56 +0000

Hello there Jeannette with Broward County Review getting you the 411FL on our Market Reports for the month of Oct. Looking both at Single Family homes, and Condos for Broward County Florida.

We will start with the Single family homes:

Grand Total 965
Fair Market Listings 485
Short Sale Listings 215
Foreclosure Listings 233

Next up are the Condo/Townhomes:

Grand Total 1051
Fair Marktet Listings 507
Short Sale Listings 258
Foreclosure Listings 247

Are you looking to buy and have been waiting for the right time? This is it, this is the time. Lenders are writing loans, there is plenty homes to buy, whether its Single Family Home or Condos. There is something for everyone. Jump off the fence, I will walk you through step by step. You can call me at 954-993-4104 or reach me by email at Jeannette@CondoDomain.com.

Jeannette ~ Getting you the 411FL for Broward County Florida

So you are ready to buy…. Now What?? Part 2

Jeannette Neerpat — Mon, 24 Oct 2011 21:56:58 +0000

You are ready to buy your First Home, you found your Realtor now you want to know the next step? Getting your Pre – Approval letter. Here is some information on Pre – Approvals. Know the steps you need to take, know what you are getting into before hand. You don’t want to take any risks after you bought your First Home…..

What is a Pre-Approval?

“Pre-approval” means you have met with a loan officer, your credit files have been reviewed and the loan officer believes you can readily qualify for a given loan amount with one or more specific mortgage programs. Based on this information, the lender will provide a pre approval letter, which shows your borrowing power. You can visit as many lenders as you like and get several pre-approvals, but keep in mind that each one carries with it a new credit check.

Although not a final loan commitment, the pre approval letter can be shown to listing brokers when bidding on a home. It demonstrates your financial strength and shows that you have the ability to go through with a purchase. This information is important to owners since they do not want to accept an offer that is likely to fail because financing cannot be obtained.

How do you get pre-approval?
Real estate financing is available from numerous sources, including lenders here in the finance section of Realtor.com, mortgage companies that have worked with local REALTORS® and in some cases, individual REALTORS® themselves. Based on his or her experience, the REALTOR® may suggest one or more lenders with a history of offering competitive programs and delivering promised rates and terms.

The loan officer will carefully review your financial situation, including your credit report and other information. The lender will then suggest programs which most-closely meet your needs. For instance, a first-time buyer may qualify for an FHA Loan putting down as little as 3.5% with a credit score of 620, while a repeat purchaser (someone who has bought a home before) with more equity (money invested in the home) might want to get a 15-year loan and the lower overall interest costs it represents.

Jeannette Neerpat
CondoDomain.com

So you are ready to buy…. Now What??

Jeannette Neerpat — Sun, 23 Oct 2011 14:54:08 +0000

So you know you are ready to buy your first house. But now you don’t know which way to go. Who do you work with? Do you get a Mortgage broker first and how do I find one?

Most people have friends who know a REALTOR or who have worked with one. My first advice is to ask your friends and family members to help you with that one. Its better to go with someone you know has worked with a friend, better references that way.

If you don’t know of anyone that does, Internet search is your next option. Find someone local to the area you are looking at. Not every agent works all areas. Someone from Miami may not know the Coral Springs neighborhood or stats, and vise versa. Does the agent specialize in working with First Time Homebuyers?

Interview a few and see which one you click with. Things run much smother if you are working with someone you are comfortable with.

Once you found a REALTOR he or she will ask you some qualifying questions.

How many bedrooms, baths, pool no pool and most importantly whether or not you are pre – approved with a lender? Without that, the listing agent won’t even look at a possible offer you will be sending over. Not only that, how much do you think you qualify for? Are you looking in a price range that may be over? Know this before going in.

After you have been pre – approved, our next step is locating the PERFECT home for you!!!

Stay tuned for more…..

Are you ready to buy your First home?

Jeannette Neerpat — Fri, 21 Oct 2011 00:44:36 +0000

So you are looking or thinking about purchasing your first home. We will need to cover the basic steps in order to get you going in that direction. Over the next few weeks we will start to cover the buying process from being to end. And hopefully by the end of these steps you will fully understand the process and be able to make your purchasing without confusion!

Do you know what you are looking for?

What do I mean by that? Are you looking for a Single Family House, Condo, Villa, Townhouse? What county or city do you want to be in? Do you want gated community? These are questions you should ask yourself. Your agent will ask these right off the bat when speaking with you.

So jot down a few things and when you talk with your REALTOR, he or she will find you the right houses to send you.

Stay tune for more…..

Jeannette Neerpat
CondoDomain.com